Now accepting Telehealth appointments. Schedule a virtual visit, or text us at 256-213-1934

Insurance & Billing


Kathy Rainwater, LPC is in network with Anthem Blue Cross, Blue Cross- Blue Shield, United Healthcare, and some other insurances.

Using insurance will usually cost a copay of $0 to $40. Call the number on the back of your insurance card to find out what your plan details are and if behavioral health is subject to your deductible.  The session fee is $136 for 55 minutes for individual therapy. For couples/families one of the people are designated as the "identified patient". The other person is the guest. Marriage or couples counseling not submitted to insurance carries a fee of $150.

Rainwater Counseling office will bill your insurance, however if insurance coverage is not clear, it will be the client's responsibility to pay the full $136 at time of service. Then if just a copay is required we will reimburse what you paid over the copay. You can alternatively leave it on your balance to cover future copays. We will help you find out what your insurance company will cover or you can call the number on the back of your insurance card. We are "in network" for Blue Cross. Sometimes mental/behavioral therapy is not subject to your deductible.

For your payment, we accept cash, credit card or HSA cards

Letters have a separate fee of $75, also FMLA, WPA, ADA, short term forms and Update and Return to Work forms are $75. At our discretion, payments may be split into 2 or 3 payments.


What we offer

Counseling Services


Rainwater Counseling
810 Palmer Rd , Suite 101
Madison , AL 35758
Phone: 319-316-6176
Fax: 256-325-4148

Office Hours

Get in touch